This program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.
Who: low and very low-income households in Illinois who wish to purchase a home of their own.
What: 100% financing-33 year term-3% interest rate that may be subsidized for qualified applicants.
When: Rural Development accepts applications year-round.
Where: Rural Areas with populations 20,000 or less. Apply at any Rural Development location. The Quincy office is located at 338 S. 36th Street, Quincy, IL. 62301 phone number is 217-224-9307 ext. 4.
Why: You will have a sense of stability, security, and pride of ownership.
Who may apply for this program? A number of factors are considered when determining an applicant’s eligibility for Single Family Direct Home Loans. At a minimum, applicants interested in obtaining a direct loan must have an adjusted income that is at or below the applicable low-income limit for the area where they wish to buy a house and they must demonstrate a willingness and ability to repay debt.
Applicants must meet income eligibility for a direct loan. Please select your state from the dropdown menu above.
What is an eligible area? Generally, rural areas with a population of less than 35,000 are eligible. Visit the USDA Income and Property Eligibility website for complete details.
How may funds be used? Loan funds may be used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.
How much may I borrow?
Using the Single-Family Housing Direct Eligibility Assessment tool, potential applicants may enter information online to determine if the Section 502 Direct Loan Program is a good fit for them prior to applying. The tool will provide a preliminary eligibility determination after a potential applicant enters information on their general household composition, monthly income, monthly debts, property location, estimated property taxes, and estimated hazard insurance. Potential applicants are welcome to submit a complete application for an official determination by USDA Rural Development (RD) regardless of the eligibility assessment results. Upon receipt of a complete application, RD will determine the applicant’s eligibility using verified information and the applicant’s maximum loan amount based on their repayment ability and the area loan limit for the county in which the property is located.
What are the interest rate and payback periods?
Is there a deadline to apply? Applications for this program are accepted through your local RD office year-round.
How long does an application take? Processing times vary depending on funding availability and program demand in the area in which an applicant is interested in buying and completeness of the application package.
What governs this program?
Apply at any Rural Development location. The Quincy office is located at 338 S. 36th Street, Quincy, IL. 62301 phone number is 217-224-9307 ext. 4.
Tuesday, September 3, 2019
Contact: Amy Dion, Brand Manager, Neighborhood Co-op Grocery, (618) 529-3533, ext. 201, or amy@Neighborhood.Coop; Jennifer Paulson, Executive Director, Food Works, (618)-370-3287 or email firstname.lastname@example.org
Proceeds to Benefit Regional Non-Profit, Food Works
Carbondale, Ill. – Want to meet an alpaca? Feed chickens and goats? See how local food is grown and harvested? Sample local produce and products? Area families and individuals can do all of these things and more by participating in the 2019 Neighborhood Co-op Grocery Farm Crawl, scheduled for Saturday and Sunday, September 14-15 from 1pm-6pm both days.
Sponsors include AES Solar, Kiki’s Coffee House in Anna, Carbondale Tourism, the Iron Whisk, the Southern Illinoisan, and the Daily Egyptian.
Presented by the Neighborhood Co-op and Food Works, a 501(c)(3) non-profit organization facilitating the development of a regional food economy in Southern Illinois, this family-friendly, two-day event brings people together to visit and learn about 14 local southern Illinois farms. Participants will meet the farmers, learn the history of each farm, see how high-quality, locally-grown and locally-sourced products make it from farm to market, and learn the importance of supporting a local food economy.
The Farm Crawl is a self-guided tour, allowing participants to visit all 14 farms at their own pace for only $20 per car load. Car passes may be purchased in person at the Neighborhood Co-op at 1815 West Main in Carbondale, through September 15. All proceeds will benefit Food Works.
Participating farms include Autumn Ridge Hemp Farm, Bison Bluff Farms, Countrysprout Organics, Dayempur Farm & Dayempur Herbals, Echo Valley, Flora Bay Farm, Flyway Family Farm, La Colina Linda, LCL Farm, Owl Creek Vineyard, River to River Farm, Rolling Oak Alpaca Ranch, Shawnee Hills Lavender, and Southern Illinois University Horticulture Research Center.
Activities on the farms include guided tours exploring organic processes, permaculture, hoop houses, greenhouses and high tunnels, crop and grazing rotation, alternative energy, and more. The farms feature alpacas, sheep, goats, cattle, pigs, chickens, fruits, vegetables, herbs, flowers, and mushrooms. Children’s activities include feeding farm animals, scavenger hunts, coloring and drawing pages, and plenty of opportunities to play. Many farms will have items to sample and/or purchase.
About Neighborhood Co-Op Grocery
The mission of the Neighborhood Co-op Grocery is to serve the needs of owners and patrons by providing wholesome foods economically in the cooperative tradition, in ways that best promote the health of the individual, the community, and the earth. Learn more at www.neighborhood.coop.
About Food Works
Food Works is a 501(c)(3) non-profit organization facilitating the development of a regional food economy in Southern Illinois. This enduring approach emphasizes access to good food for everyone, keeps food dollars circulating in local communities, and balances human needs with the health of the air, water and land resources on which all life depends. Food Works offers educational, on-farm field days for everyone interested in local foods. Learn more at fwsoil.org.
Brand Development Manager
Murdale Shopping Center
1815 W. Main St.
Carbondale, IL 62901
618.529.3533 x 201
CENTERSTONE AUTISM SERVICES THINK! LEARN! EXPLORE!
For over 50 years, Centerston has provided community behavioral health services in Southern Illinois. Centerstone is a not-for-profit health care organization dedicated to delivering care that changes people’s lives.
Centerstone has seven locations in Southern Illinois. They include the Alton, Carbondale, Marion and West Frankfort areas. Centerstone offers skilled counseling, psychiatric and medical services, substance abuse treatment, and services for adults with developmental disabilities.
In May 2019, Centerstone launched Centerstone Autism Services: Think! Learn! Explore! (CASTLE), an intensive, evidence-based therapy program for children between the ages of two- and five-years-old who have been diagnosed with Autism Spectrum Disorder (ASD).
CASTLE can help with a variety of challenges faced by children diagnosed with ASD including developing complex language and social skills (e.g., engaging in conversations with peers), completing daily living skills (e.g., toileting), learning age- and developmentally-appropriate academic skills (e.g., reading and writing), as well as decreasing challenging behaviors (e.g., aggression, non-compliance).
“At Centerstone, we understand that no two children are the same, so our services are individualized and based on the identified strengths, needs, and priorities of clients and their families,” said Marty D. Price, Board Certified Behavior Analyst (BCBA) with Centerstone and the Behavior Analytic Program Manager.
Goals are determined based on a comprehensive assessment of the child’s current skills and deficits and may include skill domains such as the development of age-appropriate academic and daily living skills, development of social skills and language, or behavior reduction.
“We believe in delivering care that changes people’s lives,” Price said.
Prior to beginning CASTLE therapy, a BCBA will conduct a comprehensive assessment of the child’s current skills and deficits. Language and behavioral assessments are used to identify potential causes for a child’s challenging behavior, as well as specific skills or general skill domains that should be targeted for improvement over the course of treatment.
Services will be provided in-clinic through a one-on-one format with a therapist or behavior analyst from the child’s treatment team. The BCBA assigned to the child’s case will create an individualized treatment plan for the client.
“At Centerstone, we consider parents and caregivers a vital component for client success. Our goal is to provide ongoing support to our families, in addition to teaching valuable new skills that they can use to implement components of their child’s programming within their everyday lives,” Price said.
Centerstone’s clinic-based service model includes ongoing support for parents and caregivers, as well as frequent parent training. Parents may receive a variety of trainings related to their child’s programming including but not limited to addressing behavioral concerns, implementation of the behavior plan, teaching activities of daily living, language and communication training, and providing learning opportunities in-home.
CASTLE is located at 402 East Plaza Drive, Suite #5, Carterville. Currently, CASTLE is accepting private pay and commercial insurance clients. For more information, call 855-608-3560. Read more about CASTLE.
Courtesy of Centerstone.org. To learn more about CASTLE and other services provided by Centerston got to www.centerstone.org
he John A. Logan board of trustees approved a lease agreement with Southern Illinois University Head Start, pending legal review, to expand services at the college, and to terminate employment of five preschool staff and the director effective June 30, following approval of the lease agreement by SIUC.
SIUC Head Start currently operates one classroom at the Logan Pre-School. On July 1, it will assume tenancy of the entire existing preschool space.
Head Start, using funding from the Administration of Children and Family Services, will operate two classrooms of prekindergarten, serving 37 low-income children. Head Start will also provide transportation to and from school and will have a 28-passenger school bus on site.
SIU Head Start will fill the third available space with toddlers and two-year-olds when expansion funds become available in the upcoming year.
The college will lease the space to SIU Head Start and charge a monthly rate based on occupancy. The rate will be based upon a $19,000 annual lease cost. As part of the lease, the college will provide electricity, water and janitorial services. SIU Head Start will apply for its own DCFS license and hire its own employees to staff the center.
"Though the college will no longer be responsible for the operation of the preschool, services to those that need it the most will continue," said Vice President of Business Services and College Facilities Brad McCormick. "In addition, Head Start has agreed to continue to allow Logan's Early Childhood Program students to have lab assignments in the center."
But this change includes the termination of all staff presently employed in the preschool and current Head Start classrooms, which includes five union staff members and one nonteaching professional staff member.
According to the John A. Logan website, those employees include Susan Arnould, Tracie Griffith, Robin Humphries, Michelle Maas, Heather Marks and Director Lindsey Yordy. The change also affects substitute teachers employed at the day care center, including Cynthia Bartelsmeyer, Therese Cain, Sue Corbell and Cheryl McCann, and Culinary Specialist Colleen Price.
Trustee Glenn Poshard asked if the college would be providing information to people losing services because of this change and help for the people losing jobs.
House answered that the college would be working with the union and that he believes that most, if not all of the employees affected would be able to return to work at the college.
"We won't have a day care program anymore," McCormick said.
The center currently offers child care and preschool services for children ages 15 months through 6 years, available for students, faculty, staff and the public.
"We will have 18 spots open for lower-income individuals, and that's in addition to 19 spots that SIU has now," McCormick said.
By transitioning to a full Head Start program, the college stands to save at least $150,000 per year.
We will lose about $134,000 in the changeover," said McCormick. "But when we ran the preschool ourselves, we had substantial losses."
President Ron House said that it "makes good sense to cut our losses in the best interests of the institution."
Friday, April 12, 2019
Contact: Amy Dion, Brand Manager, Neighborhood Co-op Grocery, (618) 529-3533, amy@Neighborhood.Coop; Francis Murphy, General Manager, Neighborhood Co-op Grocery, (618) 529-3533, francis@Neighborhood.Coop
Funds Raised to Support Good Samaritan House in Carbondale
Carbondale, Ill. – Mark your calendars for the 2019 Neighborhood Co-op Grocery Feed Your Neighbor 5K Run/Walk! The event will be held on Friday, April 26, 2019 beginning at 6pm at Turley Park, located on the corner of West Main and Glenview in Carbondale. The race will be professionally timed by River to River Runners and is a certified course.
All proceeds will support Good Samaritan House of Carbondale, which provides a food pantry, soup kitchen, emergency shelter, transitional housing, and emergency assistance to the area’s most vulnerable citizens. Participants are also asked to bring non-perishable food items on race day, especially canned goods, which will be donated to Good Samaritan House.
“Funds raised from this year’s race are especially important to Good Samaritan House right now because their food supply is low and additional grant monies the organization usually receives won’t be available for another six months,” said Amy Dion, Brand Manager for theNeighborhood Co-op Grocery. “We encourage runners and walkers of all ages to join us for a fun evening sharing a healthy activity together while helping to raise much-needed funds for a local organization dedicated to helping people in need.”
Good Samaritan House has served 31,406 meals over the past year, which includes 5,295 families, 5,363 children, and 15,587 individuals.
Participants may sign up in person at the Neighborhood Co-op Grocery, 1815 West Main in Carbondale, online at www.neighborhood.coop, or at the event. On-site registration begins at 4pm on race day. If registered by April 19, all runners and walkers will receive a race t-shirt in their size and a swag bag. Additional activities will include live music, raffles, free massages from JALC Massage Therapy students, food, and beverages. Winners of each age group will be presented with Co-op made bread. Top male and female runners will be awarded a grand prize. Prize drawings after the race also will be held.
Major sponsors include the Daily Egyptian, the Southern Illinoisan, Southern Illinois Healthcare, Silkworm, Inc., RASSIK Complete Recovery Inc., and River Radio, with additional support provided by corporate sponsors AES Solar, First Southern Bank, Budslick Management Co., andHeartland Regional Medical Center. Contributing sponsors include the Carbondale Park District, the City of Carbondale, Arthur Agency,Banterra Bank, Intuitive Massage and Bodywork, J Fortune Photography, J & L Robinson Construction, Pediatrics Group LLC, and the Kiwanis Clubs of Carbondale and Murphysboro.
For more information about the race, contact Amy Dion at (618) 529-3533, amy@Neighborhood.Coop. Watch for updates online atwww.facebook.com/carbondalecoop.
About the Neighborhood Co-Op Grocery
The mission of the Neighborhood Co-op Grocery is to serve the needs of owners and patrons by providing wholesome foods economically in the cooperative tradition, in ways that best promote the health of the individual, the community, and the earth. Learn more atwww.neighborhood.coop.
The HUB in Marion is once again offering families a fun way for school age kids to spend the Summer. The HUBs Summer camp will begin May 28th and end on August 13th
Each week's activities will center around a theme of the week. (spirit week, Disney week, Inventor's week, Nickelodeon week are just a few). Activities include: Swimming, sports, playing outside, trips to the library, arts and crafts, STEM projects and so much more! Drop off times are between 7:30 am- 9:00 am and pick up time is between 4:00 pm and 5:30 pm.
Children must be age 5 and entering Kindergarten by May 28th and no older than age 13. Weekly cost is $110 per week for members($35 per day) and $160 per week for non members. ( $45 per day). There is a $25 registration fee per child. The registration deadline is the Friday before each week unless camp is full*
*IMPORTANT NOTE: All camps fill up EARLY and are on a first come, first serve basis. If you do NOT register/pay as soon as possible, the camp may be full and we will be unable to accept your child. No exceptions.
PRIL 1 – APRIL 30 SPECIAL: Purchase 5 Full Weeks* of Camp & get the 6th Week FREE!!
Specials cannot be combined with any other discount. *Discount only applies to week purchases, not days.
PARENT ORIENTATION MEETING: 6:00 p.m. – 7:00 p.m. Friday, May 17
FOR MORE INFORMATION: Megan Wollard, Youth Coordinator
email@example.com (618) 997-2HUB ext. 1517
Prevent Child Abuse America Encourages ‘Do More of What You Love’ to Help Families Thrive this April, Child Abuse Prevention Month
Chicago--Prevent Child Abuse America encourages people across the country to participate in this year’s National Child Abuse Prevention Month by sharing their talents and time to help create better, brighter futures for children and families.
“Raising a child can be challenging, so it’s important that parents and caregivers get the assistance they need to do the job well,” explained Prevent Child Abuse America President and CEO Dan Duffy. “We want people to understand that by taking small steps and doing the things they love—cooking, making art or music, reading, playing sports, or interacting with pets—they can help families and their community thrive.”
In a national survey, 94% of parents said they needed help of some kind; 86% said they would be grateful for services, childcare or other support. However, in a separate study, fewer than 20% of parents said they would actually seek help.
Suggestions from Prevent Child Abuse America to make a difference in a child’s life and help support parents while doing what you love include:
About Prevent Child Abuse America
Founded in 1972, Prevent Child Abuse America is a national organization with chapters in 48 states and nearly 600 Healthy Families America home visitation sites throughout the country. It promotes services that improve child well-being and develops programs that help to prevent all types of abuse and neglect. Ninety-four cents of every dollar spent goes directly into programs and services, which is why it is rated as one of the top charities for children by Consumer Reports and charity oversight organizations, including Charity Navigator, GreatNonprofits, and GuideStar.
Director of Communications
Finding something to do with your kids during Spring Break can be a challenge for many parents. Some families need a place for their children to be while they are working while other parents look for activities to help create a "staycation" making the week more enjoyable for all. Great news! The HUB in Marion is sponsoring a Spring Break Camp, a great option for families. Registration is required and spots can fill up quickly. Don't wait to make plans for your child's Spring Break- it;s just around the corner.
Registration Deadline is March 6th.
Camp will be held from March 11th through March 15th. Drop off time is from 7:30 a.m. – 9:00 a.m. and pickup time is from 4:00 p.m. – 5:30 p.m. The camp serves children from Kindergarten to 13 years of age. Cost per day is $25 for members (Hubbers) and $35 per day for non members.
ACTIVITIES at the camp include: Swimming, sports, crafts, nerf war, obstacle course and life size Pac-Man game! You may bring your own nerf guns but please label everything. We are not responsible for items that might get lost or broken during camp.
Parents will be asked to pack their child's lunch, snacks, waterbottle, at least two drinks, tennis shoes, swim attire and towel. NO TOYS OR ELECTRONICS FROM HOME. Daily themes for this year's camp include:
WEDNESDAY: Mario Brothers
For more information contact the HUB at (618) 997-2482